2024年6月13日发(作者：)

备战2020年高考英语无现金社会外刊精读与试题(教案)

A cashless society

无现金社会

语篇导读：

用现金支付咖啡或买报纸的时代是否已经一去不复返了？如今电子支付已经非常普及，

我们可以通过手机，无接触银行卡，甚至手指尖付款。本文讨论电子支付方式的优势和劣势。

Step 1 Vocabulary 词汇表

fumbling 掏来掏去 antenna 天线

small change 零钱 plastic (informal) （俗语）信用卡

banknotes 纸币 fraud 诈骗

credit 信用 purchases 购物

debit cards 现金账户卡 spending spree 疯狂采购

transactions 交易 chip and PIN 密码

wads 一扎一扎 tills 收款柜台

hard currency 现金 wearable tech 可穿戴科技

contactless payments 无接触支付 fingo-pay 指纹支付

tap-and-go 点击付款

Step 2 Reading and understanding

There is nothing worse than fumbling around in your pocket trying to find some small

change to pay for a newspaper or a coffee. So it's good to know that new technology is making cash

- banknotes and coins - a thing of the past, turning us into a cashless society.

Today, many of us already use credit and debit cards for financial transactions so there's no

need to carry around huge wads of hard currency. And now it's possible to make contactless

payments using tap-and-go cards which are regular bankcards but with a built-in chip and antenna.

The card reader sends out a radio frequency and, when you bring the card close to the reader, the

antenna picks up the signal to make the payment.

Paying this way or spending on 'plastic' - an informal name for a credit card - can put you at

risk of fraud. Criminals try to steal cards, or the information on them, to make purchases online or

in shops. However, contactless payment is capped - in the UK the limit is £30. And, if someone

does go on a spending spree with your card, your bank covers you against the loss - something that

wouldn't happen if your banknotes were stolen. Also, the introduction of chip and PIN technology

has led to a drop in fraud and has even been helping businesses by cutting the time people spend

at tills in shops.

But, if getting your bankcard out seems like too much trouble, there's now a solution

using wearable tech - that's clothing and accessories that include computer and electronic

technologies. Kenneth Cukier, economist and technology expert, says "this is intended for people

who are incredibly lazy who don't want to take their card out of their wallet, or use their phone, or

use their watch. People are going to be making more purchases more of the time - particularly for

small-valued goods."

And, although our mobile phones are another way of making payments, BBC reporter Kate

Russell says that when this is inconvenient you can use the fingo-pay system which "reads the

unique maps of veins under the surface of your finger." The trick is remembering which finger you

registered with - that's when good old-fashioned cash might save the day! What do you prefer to use

when you buy something?

Step 3 测验与练习

Task 1 阅读课文并回答问题。

1. True or false? A debit card can be used to buy something now and pay for it later.

False. A debit card takes money out of your account straight away.

2. What do criminals need to make a purchase that you have to pay for?

The information on your credit or debit card.

3. What word is used in the article that means to have put information on an official list?

The word is 'registered'.

4. Name one way, mentioned in the article, to pay for something without using cash.

Mobile phone, watch, credit or debit card, tap-and-go cards, wearable tech, fingo-pay.

5. Which part of your body does the fingo-pay system use to know it is you who is paying for

something?

It uses your finger.

Task 2 请你在不参考课文的情况下完成下列练习。选择一个意思合适的单词填入句子的空格

处 。

1. The man was arrested after he tried to buy a new car using fake ________.

A. notebanks B. bankers C. banknotes D. purchases

2. I called my bank after I saw a suspicious ________ on my credit card bill.

A. transactioned B. transaction C. transactions D. transgender

3. Jane was given lots of money for her birthday so she decided to go on a big ________.

A. fraud B. tap-and-go C. spending spree D. credit card

4. John said he couldn't afford to pay for a holiday but I told him to put it on the ________.

A. tap-and-go B. chip and PIN C. debit card D. plastic

5. At the border I was only allowed to use ________ to pay for my visa.

A. soft currency B. hard currency C. harder currency D. hard currents

Task 3 语法填空