2024年4月28日发(作者：)

阅读理解针对性专项模拟题（一）

一、阅读理解

1、When your family wants to buy or replace a car, a television,

or a washing machine, you find the money either from savings

or by borrowing from the bank, a hirepurchase company or

perhaps a rly, a family buying a house for the

first time commonly borrows from a building society （住宅互

助委员会）．If you own a private business, a garage, a shop, or

a farm, you will need, from time to time, to buy new equipment,

new furnishings, or, if you are doing well, new premises （房

屋） so that you can of the cost you can meet from

the profits you have kept in the business, but often you will

need help. You will go to your bank, to a finance house, or

perhaps to a relative or friend for finance provided from his

savings. When you borrow money or raise money in this way you

pay it back out of future profits.

Many large businesses, however, need cash for new

developments or expansion far in excess of what can be provided

from their profits or from private sources of capital. A new

factory, an oil-well in the North Sea, can cost millions of

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pounds to construct and bring into production; a new design of

car or brand of medicine likewise can cost millions of pounds

to design, develop, test and market before it reaches the stage

where it earns a profit. Often these costs can be met from

profits earned in other parts of the business or from reserves

built up from profits earned in past years. Sometimes, however,

it is necessary, and often it may be more advantageous, to raise

new money from other sources.

There can be little prospect of raising the sort of stuns

needed by major businesses from friends or acquaintances, and

generally the banks are reluctant to provide sufficient cash

on a permanent basis for long-term projects, though they will

provide short-term finance. Such companies can sometimes only

raise the money they need to stay in the front of industry and

develop new products and sources of production by turning to

the public at large and inviting it to lend them cash or take

a share in the business in exchange for a share in future profits.

This they can do by offering shares in the business or loan

capital through stock exchange（证券交易所）

If you want to buy a house for the first time, which of the

following could you do（）

A．Borrow money from a building society

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