金融术语中英文对照

金融术语中英文对照


2024年1月12日发(作者:)

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附:

经济金融术语汉英对照表(表一)

A

安全网

按可比口径

按轻重缓急

暗补

暗亏

B

颁发营业执照

办理存款业务

保护农民的生产积极性

备付金(超额准备金)

本外币并账

本外币对冲操作

本位利益

奔小康

避税(请见“逃税”)

币种搭配不当

币种构成

变相社会集资

表外科目(业务)

薄弱环节

不变成本

不变价

不动产

不良贷款(资产)

C

财务公司

财政赤字

财政挤银行

财政政策与货币政策的配合

采取循序渐进的方法

操作弹性

操纵汇率

产品构成

产品积压

产销率

产销衔接

产业政策

长期国债

safety net

on comparable basis

to prioritize

implicit subsidy

hidden loss

to license;to grant a licence to

to take deposits

to protect farmers'incentive to produce

excess reserves

consolidation of domestic and foreign

currencyaccounts

sterilization operation

localized interest;departmentalism

to strive to prosper;to strive to become well-to-do

tax avoidance

currency mismatch

currency composition

disguised irregular(or illegal) fund raising

off-balance-sheet items(operation)

weaknesses;loopholes

fixed cost

at constant price;in real terms

real estate

problem loans;non-performing loans(assets)

finance companies

fiscal deficit

fiscal pressure on the central bank(over monetary

policy)

coordination of fiscal and monetary policies

in a phased and sequenced manner

operational flexibility

to manipulate exchange rate

product composition;product mix

stock pile;excessive inventory

current period inventory;(即期库存,不含前期库存)sales/output ratio

marketability

industrial policy

treasury bonds

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敞口头寸

炒股

承购包销

成套机电产品

城市信用社

城市合作银行

城市商业银行

城乡居民收入增长超过物价涨幅

持续升温

重复布点

重置成本

重组计划

筹资渠道

初见成效

出口统一管理、归口经营

出口退税

储蓄存款

储蓄分流

储源萎缩

传导机制

从价税

从紧控制

存贷款比例

存款保险体系

存款货币银行

存款准备金

D

打白条

大额存单

大额提现

大面积滑坡

大一统的银行体制

呆账(请见“坏账”)

呆账准备金

呆滞贷款

贷款沉淀

贷款分类

贷款限额管理

贷款约束机制

代理国库

代理金融机构贷款

戴帽贷款

倒逼机制

open position

to speculate in the stock market

underwrite(securities)

complete sets of equipment;complete plant(s)

urban credit cooperatives(UCCs)

urban cooperative banks;municipal united banks

municipal commercial banks

real growth in household income

persistent overheating

duplicate projects

replacement cost

restructuring plan

funding sources;financing channels

initial success

canalization of exports

export tax rebate

household deposits(不完全等同于西方savingsdeposits,前者包括活期存款,后者不包括。)

diversion of household deposits

decline in the availability of household savings

transmission mechanism

ad valorem tax

tight control

loan/deposit ratio

deposit insurance system

deposit money banks

required reserves

issue IOU

certificate of deposit(CD)

withdraw deposits in large amounts

wide-spread decline

(all-in-one)mono-bank system

bad loans

loan loss reserves(provisions)

idle loans

non-performing loans

loan classification

credit control;to impose credit ceiling

credit disciplinary(constraint)mechanism

to act as fiscal agent

make loans on behalf of other institutions

ear-marked loans

reversed transmission of the pressure for easing

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道德风险

地区差别

第一产业

第二产业

第三产业

递延资产

订货不足

定期存款

定向募集

东道国(请见“母国”)

独立核算

短期国债

对冲操作

对非金融部门债权

多种所有制形式

E

恶性通货膨胀

二级市场

F

发行货币

发行总股本

法定准备金

法人股

法人股东

法治

房地产投资

放松银根

非现场稽核

非银行金融机构

非赢利性机构

分税制

分业经营

风险暴露(风险敞口)

风险管理

风险意识

风险资本比例

风险资本标准

服务事业收入

扶贫

负增长

monetary condition

moral hazard

regional disparity

the primary industry

the secondary industry

the service industry;the tertiary industry

deferrable assets

insufficient orders

time deposits

raising funds from targeted sources

host country

independent accounting

treasury bills

sterilization operation;hedging

claims on non-financial sector

diversified ownership

hyperinflation

secondary market

to issue currency

total stock issue

required reserves;reserve requirement

institutional shares

institutional shareholders

rule of law

real estate investment

to ease monetary policy

off-site surveillance(or monitoring)

non-bank financial institutions

non-profit organizations

assignment of central and local taxes;tax assignment

system

segregation of financial busines(services);division of

business scope based on the type of financial

institutions

risk exposure

risk management

risk awareness

risk-weighted capital ratios

risk-based capital standard

public service charges;user's charges

poverty alleviation

negative growth

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复式预算制

G

改革试点

杠杆率

杠杆收购

高息集资

个人股

根本扭转

公开市场操作

公款私存

公用事业

公有经济

公有制

工业成本利润率

工业增加值

供大于求

鼓励措施

股份合作企业

股份制企业

股份制银行

固定资产贷款

关税减免

关税减让

关税优惠

规范行为

规模效益

国计民生

国家对个人其他支出

国家风险

国际分工

国际收支

国有独资商业银行

国有经济(部门)

国有企业

国有制

国有资产流失

国债回购

国债一级自营商

过度竞争

过度膨胀

过热迹象

H

合理预期

double-entry budgeting;capital and

budgetary account

reform experimentation

leverage ratio

leveraged buyout

to raise funds by offering high interest

non-institutional shares

current

fundamental turnaround(or reversal)

open market operations

deposit public funds in personal accounts

public utilities

the state-owned sector;the public sector

public ownership

profit-to-cost ratio

industrial value added

supply exceeding demand;excessive supply

incentives

joint-equity cooperative enterprises

joint-equity enterprises

joint-equity banks

fixed asset loans

tariff reduction and exemption

tariff concessions

tariff incentives;preferential tariff treatment

to regularize(or standardize)…behavior

economies of scale

national interest and people's livelihood

other government outlays to individuals

country risk

international division of labor

balance of payments

wholly state-owned commercial banks

the state-owned(or public)sector

state-owned enterprises(SOEs)

state-ownership

erosion of state assets

government securities repurchase

primary underwriters of government securities

excessive competition

excessive expansion

signs of overheating

rational expectation

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核心资本

合资企业

红利

宏观经济运营良好

宏观经济基本状况

宏观调控

宏观调控目标

坏账

还本付息

换汇成本

汇兑在途

汇兑支出

汇率并轨

活期存款

汇率失调

混合所有制

货币政策态势

货款拖欠

J

基本建设投资

基本经济要素

基本适度

经济金融术语汉英对照表(表二)

所有者权益

T

逃税(请见“避税”)

套汇

剔除季节性因素

调节流动性

贴现窗口

同比

同业拆借(放)

同业拆借市场利率(中国)

同业融通票据

同业往来

透支

退税

头寸

吞吐基础货币

脱媒现象

core capital

joint-venture enterprises

dividend

sound macroeconomic performance

macroeconomic fundamentals

macroeconomic management(or adjustment)

macroeconomic objectives(or targets)

bad debt

debt service

unit export cost;local currency cost of export

earnings

funds in float

advance payment of remittance by the beneficiary's

bank

unification of exchange rates

demand deposits

exchange rate misalignment

diversified(mixed)ownership

monetary policy stance

overdue obligations to suppliers

investment in infrastructure

economic fundamentals

broadly appropriate

owner's equity

tax evasion

(1)指合法:currency swap;arbitrage(2)指非法:illegal purchase of foreign exchange

seasonally adjusted

to influence liquidity level

discount window

on year-on-year basis;over the same period of the

previous year

inter-bank borrowing(lending)

CHIBOR(China inter-bank offered rate)

inter-bank financing bills

inter-bank transactions

overdraft

tax refund(rebate)

position

adjustment of monetary base

disintermediation

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W

外部审计

外国直接投资

外汇储备

外汇调剂

外汇占款

外向型经济

外债

外资企业

完善现代企业制度

完税凭证

违法经营

委托存款

稳步增长

稳健的银行系统

稳中求进

无纸交易

物价监测

X

吸纳流动性

稀缺经济

洗钱

系统内调度

系统性金融危机

下岗工人

下游企业

现场稽核

现金滞留(居民手中)

乡镇企业

消费物价指数

消费税

消灭财政赤字

销货款回笼

销售平淡

协议外资金额

新经济增长点

新开工项目

新增贷款

新增就业位置

信贷规模考核

external audit

foreign direct investment (FDI)

foreign exchange reserves

foreign exchange swap

the RMB counterpart of foreign exchange

reserves;the RMB equivalent of offcial foreign

exchange holdings

export-oriented economy

external debt

foreign-funded enterprises

to improve the modern enterprise system

tax payment documentation

illegal business

entrusted deposits

steady growth

a sound banking system

to make progress while ensuring stability

book-entry(or paperless/scriptless)transaction

price monitoring

to absorb liquidity

scarcity economy

money laundering

fund allocation within a bank

systemic financial crisis

laid-off employees

down-stream enterprises

on-site examination

cash held outside the banking system

township and village enterprises(TVEs)

consumer price index(CPI)

excise(consumption)tax

to balance the budget;to eliminate fiscal deficit

reflow of corporate sales income to the banking

system

lackluster sales

committed amount of foreign investment

new sources of economic growth

new projects;newly started projects

incremental credit; loan increment; credit growth;

credit expansion

new jobs;new job opportunities

review the compliance with credit ceilings

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信号失真

信托投资公司

信息不对称

信息反馈

信息共享系统

信息披露

信用扩张

信用评级

姓“资”还是姓“社”

行政措施

需求膨胀

虚伪存款

削减冗员

寻租

迅速反弹

Y

养老基金

一刀切

一级市场

应收未收利息

银行网点

赢利能力

营业税

硬贷款(商业贷款)

用地审批

有管理的浮动汇率

证券投资

游资(热钱)

有市场的产品

有效供给

诱发新一轮经济扩张

逾期贷款

与国际惯例接轨

与国际市场接轨

预算外支出(收入)

预调

月环比

Z

再贷款

在国际金融机构储备头寸

在人行存款

distorted signals

trust and investment companies

information asymmetry

feedback(information)

information sharing system

information disclosure

credir expansion

credit rating

pertaining to socialism or capitalism;socialist

orcaptialist

administrative measures

demand expansion; excessive demand

window-dressing deposits

to shed excess labor force

rent seeking

quick rebound

pension fund

universal application;non-discretionary

implementation

primary market

overdue interest

banking outlets

profitability

business tax

commercial loans

to grant land use right

managed floating exchange rate

portfolio investment

hot money

marketable products

effective supply

trigger a new round of economic expansion

overdue loans;past-due loans

to become compatible with internationally accepted

to integrate with the world market

off-budget (extra-budgetary) expenditure(revenue)

pre-emptive adjustment

on a month-on-month basis; on a monthly basis

central bank lending

reserve position in international financial institutions

deposits at (with) the central bank

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在途资金

增加农业投入

增势减缓

增收节支措施

增长平稳

增值税

涨幅偏高

账外账

折旧

整顿

政策工具

政策性业务

政策性银行

政策组合

政府干预

证券交易清算

证券业务占款

支付困难

支付能力

直接调控方式向

间接调控方式转变职能转换

职业道德

指令性措施

指令性计划

制定和实施货币政策

滞后影响

中介机构

中央与地方财政

分灶吃饭重点建设

周期谷底

周转速度

主办银行

主权风险

注册资本

逐步到位

逐步取消

抓大放小

fund in float

to increase investment in agriculture

deceleration of growth;moderation of

growthmomentum

revenue-enhancing and expenditure control

measures

steady growth

value-added tax(VAT)

higher-than-desirable growth rate;excessive growth

concealed accounts

depreciation

retrenchment;consolidation

policy instrument

policy-related operations

policy banks

policy mix

government intervention

settlement of securities transactions

funding of securities purchase

payment difficulty

payment capacity

to increase the reliance on indirect policy

instruments

transformation of functions

professional ethics

mandatory measures

mandatory plan;administered plan

to conduct monetary policy;to formulate and

implement monetary policy

lagged effect

intermediaries

delineation of fiscal responsibilities

key construction projects;key investment project

bottom(trough)of business cycle

velocity

main bank

sovereign risk

registered capital

to phase in;phased implementation

to phase out

to seize the big and free the small(to maintain close

oversight on the large state-ownedenterprises and

subject smaller ones to market competition)

use of funds as ear-marked

专款专用

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转贷

转轨经济

转机

转折关头

准财政赤字

准货币

资本不足

资本充足率

资本利润率

资本账户可兑换

资不抵债

资产负债表

资产负债率

资产集中

资产贡献率

资产利润率

资产质量

资产组合

资金成本

资金到位

资金宽裕

资金利用率

资金缺口

资金体外循环

资金占压

自筹投资项目

自有资金

综合国力

综合效益指标

综合治理

总成交额

总交易量

总成本

所有者权益

T

逃税(请见“避税”)

套汇

剔除季节性因素

调节流动性

贴现窗口

同比

on-lending

transition economy

turnaround

turning point

quasi-fiscal deficit

quasi-money

under-capitalized

capital adequacy ratio

return on capital

capital account convertibility

insolvent;insolvency

balance sheet

liability/asset ratio;ratio of liabilities to assets

asset concentration

asset contribution factor

return on assets (ROA)

asset quality

asset portfolio

cost of funding;cost of capital;financing cost

fully funded (project)

to have sufficient funds

fund utilization rate

financing gap

financial disintermediation

funds tied up

self-financed projects

equity fund

overall national strength(often measured by GDP)

overall efficiency indicator

comprehensive adjustmen(retrenchment);over-haul

total contract value

total amount of transactions

total cost

owner's equity

tax evasion

(1)指合法:currency swap;arbitrage(2)指非法:illegal purchase of foreign exchange

seasonally adjusted

to influence liquidity level

discount window

on year-on-year basis;over the same period of the

previous year

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同业拆借(放)

经济金融术语汉英对照表(表三)

基准利率

机关团体存款

机会成本

激励机制

积压严重

挤提存款

挤占挪用

技改投资

技术密集型产品

计划单列市

计划经济

集体经济

加大结构调整力度

加工贸易

加快态势

加强税收征管稽查

加权价

价格放开

价格形成机制

减亏

简化手续

交投活跃

缴存准备金

结构扭曲

结构失调

结构性矛盾突出

结构优化

结汇、售汇

金融脆弱

金融动荡

金融风波

金融恐慌

金融危机

金融压抑

金融衍生物

金融诈骗

紧缩银根

紧缩政策

经常账户可兑换

经济特区

经济体制改革

inter-bank borrowing(lending)

benchmark interest rate

deposits of non-profit institutions

opportunity cost

incentive mechanism

heavy stockpile;excessive inventory

run on banks

unwarranted diversion of(financial)resources(from

designated uses)

investment in technological upgrading

technology-intensive product

municipalities with independent planning status

planned economy

the collective sector

to intensify structural adjustment

processing trade

accelerating trend

to enhance tax administration

weighted average price

price liberalization

pricing mechanism

to reduce losses

to cut red tape;to simplify(streamline)procedures

brisk trading

to deposit required reserves

structural distortion

structural imbalance

acute structural imbalance

structural improvement(optimization)

sale and purchase of foreign exchange

financial fragility

financial turbulence

financial disturbance

financial panic

financial crisis

financial repression

financial derivatives

financial fraud

to tighten monetary policy

austerity policies;tight financial policies

current account convertibility

special economic zones(SEZs)

economic reform

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经济增长方式的转变

经济增长减速

经济制裁

经营自主权

景气回升

境外投资

竞争加剧

局部性金融风波

K

开办人民币业务

可维持(可持续)经济增长

可变成本

可自由兑换货币

控制现金投放

扣除物价因素

库存产品

跨国银行业务

跨年度采购

会计准则

L

来料加工

离岸银行业务

理顺外贸体制

利率杠杆的调节作用

利润驱动

利息回收率

联行清算

连锁企业

良性循环

两极分化

零售物价指数

流动性比例

流动资产周转率/流通速度

流动资金贷款

流通体制

流通网络

留购(租赁期满时承租人可购买租赁物)

垄断行业

乱集资

乱收费

乱摊派

change in the main source of economic growth(from investment expansion to efficiency gains)

economic slowdown;moderation in economic

growth

economic sanction

autonomy in management

recovery in business activity

overseas investment

intensifying competition

localized(isolated)financial disturbance

to engage in RMB business

sustainable economic growth

variable cost

freely convertible currency

control currency issuance

in real terms;on inflation-adjusted basis

inventory

cross-border banking

cross-year procurement

accounting standard

processing of imported materials for export

off-shore banking(business)

to rationalize foreign trade regime

the role of interest rates in resource allocation

profit-driven

interest collection ratio

inter-bank settlement

franchise(businesses);chain businesses

virtuous cycle

growing income disparity;polarization in income

distribution

retail price index(RPI)

liquidity ratio

velocity of liquid assets

working capital loans

distribution system

distribution network

hire purchase

monopolized industry(sector)

irregular(illegal)fund raising

irregular(illegal)charges

unjustified(arbitrary)levies

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M

买方市场

卖方市场

卖出回购证券

贸易差额

民间信用

免二减三

明补

明亏

名牌产品

母国(请见“东道国”)

N

内部控制

内部审计

内地与香港

内债

扭亏为盈

扭曲金融分配

农副产品采购支出

农村信用社

P

泡沫效应

泡沫经济

培育新的经济增长点

片面追求发展速度

平衡发展

瓶颈制约

平稳回升

铺底流动资金

普遍回升

配套改革

配套人民币资金

Q

企业办社会

企业集团战略

企业兼并重组

企业领导班子

企业所得税

企业效益

企业资金违规流入股市

buyer's market

seller's market

matched sale of repo

trade balance

non-institutionalized credit

exemption of income tax for the first two years

ofmaking profit and 50% tax reduction for

thefollowing three years

explicit subsidy

explicit loss

brand products

home country

internal control

internal audit

the mainland and Hong Kong

domestic debt

to turn a loss-making enterprise into a profitable

one

distorted allocation of financial resources

outlays for agricultural procurement

rural credit cooperatives(RCCs)

bubble effect

bubble economy

to tap new sources of economic growth

excessive pursuit of growth

balanced development

bottleneck(constraints)

steady recovery

initial(start-up)working capital

broad-based recovery

concomitant(supporting)reforms

local currency funding of…

enterprises burdened with social responsibilities

corporate group strategy

company merger and restructuring

enterprise management

enterprise(corporate)income tax

corporate profitability

irregular flow of enterprise funds into the stock

market

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欠税

欠息

强化税收征管

强制措施

翘尾因素

切一刀

清理收回贷款

(破产)清算

倾斜政策

区别对待

趋势加强

全球化

权益回报率

缺乏后劲

R

绕规模贷款

人均国内生产总值

人均收入

人民币升值压力

认缴资本

软贷款

软预算约束

软着陆

S

三角债

善政廉政

商业贷款

上市公司

设备利用

社会保障

深层次矛盾

审批金融机构

审慎监管

生产能力闲置

生息资产

实际利用外资

实际有效汇率

实时

实收资本

实现利润

市场分割

市场经济

市场占有率(市场份额)

tax arrears

overdue interest

to strengthen tax administration

enforcement action

carryover effect

partial application

clean up and recover loans

liquidation

preferential policy

differential treatment

intensifying trend

globalization

returns on equity(ROE)

unsustainable momentum

to circumvent credit ceiling

per capita GDP

per capita income

upward pressure on the Renminbi(exchange rate)

subscribed capital

soft loans

soft budget constraint

soft landing

chain debts;inter-enterprise arrears

good governance

commercial loans

(publicly)listed corporations

capacity utilization

social safety net;social security(insurance)

deep-rooted structural imbalance

to license financial institutions

prudential supervision

unutilized capacity

interest-bearing assets

disbursement of foreign capital;actual inflow of

foreign investment

real effective exchange rate

real time

paid-in capital

realized profit

market segmentation

market economy

market share

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市场准入

市价总值

适度从紧

适时调节

收回对金融机构贷款

税后还贷

税收流失

税源不足

私营经济(私人经济)

私有制

经济金融术语汉英对照表(表四)

同业拆借市场利率(中国)

同业融通票据

同业往来

透支

退税

头寸

吞吐基础货币

脱媒现象

W

外部审计

外国直接投资

外汇储备

外汇调剂

外汇占款

market access(指商品和劳务的进入);market

entry(指机构的审批)

market capitalization

appropriately tight

timely adjustment

to recall central bank loans (to financial

institutions)

amortization(repayment of loans)after tax

tax erosion

weak tax base

the private sector

private ownership

CHIBOR(China inter-bank offered rate)

inter-bank financing bills

inter-bank transactions

overdraft

tax refund(rebate)

position

adjustment of monetary base

disintermediation

external audit

foreign direct investment (FDI)

foreign exchange reserves

foreign exchange swap

the RMB counterpart of foreign exchange

reserves;the RMB equivalent of offcial foreign

exchange holdings

export-oriented economy

external debt

foreign-funded enterprises

to improve the modern enterprise system

tax payment documentation

illegal business

entrusted deposits

steady growth

a sound banking system

to make progress while ensuring stability

book-entry(or paperless/scriptless)transaction

price monitoring

to absorb liquidity

scarcity economy

外向型经济

外债

外资企业

完善现代企业制度

完税凭证

违法经营

委托存款

稳步增长

稳健的银行系统

稳中求进

无纸交易

物价监测

X

吸纳流动性

稀缺经济

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洗钱

系统内调度

系统性金融危机

下岗工人

下游企业

现场稽核

现金滞留(居民手中)

乡镇企业

消费物价指数

消费税

消灭财政赤字

销货款回笼

销售平淡

协议外资金额

新经济增长点

新开工项目

新增贷款

新增就业位置

信贷规模考核

信号失真

信托投资公司

信息不对称

信息反馈

信息共享系统

信息披露

信用扩张

信用评级

姓“资”还是姓“社”

行政措施

需求膨胀

虚伪存款

削减冗员

寻租

迅速反弹

Y

养老基金

一刀切

一级市场

应收未收利息

银行网点

money laundering

fund allocation within a bank

systemic financial crisis

laid-off employees

down-stream enterprises

on-site examination

cash held outside the banking system

township and village enterprises(TVEs)

consumer price index(CPI)

excise(consumption)tax

to balance the budget;to eliminate fiscal deficit

reflow of corporate sales income to the banking

system

lackluster sales

committed amount of foreign investment

new sources of economic growth

new projects;newly started projects

incremental credit; loan increment; credit growth;

credit expansion

new jobs;new job opportunities

review the compliance with credit ceilings

distorted signals

trust and investment companies

information asymmetry

feedback(information)

information sharing system

information disclosure

credir expansion

credit rating

pertaining to socialism or capitalism;socialist

orcaptialist

administrative measures

demand expansion; excessive demand

window-dressing deposits

to shed excess labor force

rent seeking

quick rebound

pension fund

universal application;non-discretionary

implementation

primary market

overdue interest

banking outlets

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赢利能力

营业税

硬贷款(商业贷款)

用地审批

有管理的浮动汇率

证券投资

游资(热钱)

有市场的产品

有效供给

诱发新一轮经济扩张

逾期贷款

与国际惯例接轨

与国际市场接轨

预算外支出(收入)

预调

月环比

Z

再贷款

在国际金融机构储备头寸

在人行存款

在途资金

增加农业投入

增势减缓

增收节支措施

增长平稳

增值税

涨幅偏高

账外账

折旧

整顿

政策工具

政策性业务

政策性银行

政策组合

政府干预

证券交易清算

证券业务占款

支付困难

支付能力

直接调控方式向

profitability

business tax

commercial loans

to grant land use right

managed floating exchange rate

portfolio investment

hot money

marketable products

effective supply

trigger a new round of economic expansion

overdue loans;past-due loans

to become compatible with internationally accepted

to integrate with the world market

off-budget (extra-budgetary) expenditure(revenue)

pre-emptive adjustment

on a month-on-month basis; on a monthly basis

central bank lending

reserve position in international financial institutions

deposits at (with) the central bank

fund in float

to increase investment in agriculture

deceleration of growth;moderation of

growthmomentum

revenue-enhancing and expenditure control

measures

steady growth

value-added tax(VAT)

higher-than-desirable growth rate;excessive growth

concealed accounts

depreciation

retrenchment;consolidation

policy instrument

policy-related operations

policy banks

policy mix

government intervention

settlement of securities transactions

funding of securities purchase

payment difficulty

payment capacity

to increase the reliance on indirect policy

instruments

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间接调控方式转变职能转换

职业道德

指令性措施

指令性计划

制定和实施货币政策

滞后影响

中介机构

中央与地方财政

分灶吃饭重点建设

周期谷底

周转速度

主办银行

主权风险

注册资本

逐步到位

逐步取消

抓大放小

transformation of functions

professional ethics

mandatory measures

mandatory plan;administered plan

to conduct monetary policy;to formulate and

implement monetary policy

lagged effect

intermediaries

delineation of fiscal responsibilities

key construction projects;key investment project

bottom(trough)of business cycle

velocity

main bank

sovereign risk

registered capital

to phase in;phased implementation

to phase out

to seize the big and free the small(to maintain close

oversight on the large state-ownedenterprises and

subject smaller ones to market competition)

use of funds as ear-marked

on-lending

transition economy

turnaround

turning point

quasi-fiscal deficit

quasi-money

under-capitalized

capital adequacy ratio

return on capital

capital account convertibility

insolvent;insolvency

balance sheet

liability/asset ratio;ratio of liabilities to assets

asset concentration

asset contribution factor

return on assets (ROA)

asset quality

asset portfolio

cost of funding;cost of capital;financing cost

fully funded (project)

to have sufficient funds

fund utilization rate

financing gap

专款专用

转贷

转轨经济

转机

转折关头

准财政赤字

准货币

资本不足

资本充足率

资本利润率

资本账户可兑换

资不抵债

资产负债表

资产负债率

资产集中

资产贡献率

资产利润率

资产质量

资产组合

资金成本

资金到位

资金宽裕

资金利用率

资金缺口

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资金体外循环

资金占压

自筹投资项目

自有资金

综合国力

综合效益指标

综合治理

总成交额

总交易量

总成本

最后贷款人

最后贷款人

financial disintermediation

funds tied up

self-financed projects

equity fund

overall national strength(often measured by GDP)

overall efficiency indicator

comprehensive adjustment(retrenchment);over-haul

total contract value

total amount of transactions

total cost

lender of last resort

lender of last resort

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