2023年12月10日发(作者：三星s20+值得入手吗)

ACCA辅导-Nominal及effective利率计算本文由高顿ACCA整理发布，转载请注明出处

what is the meaning of annual rate ?what is interest rate ?

Annual rate is also called as nominal rate, may be 6 monthly, quarterly, monthly or

daily. Actual annual rate of interest, called the effective rate or annual percentage rate, it

always more than nominal rate.

Annual percentage rate=[1+r/n)^n -1]*100%

n= number of equal compounding periods in one year.

(1+monthly rate)^ 12-1=Annual rate

The effects of inflation on rate of return

(1+nominal rate)= (1+ real rate)*(1+inflation rate)

(1+n)= (1+ r)*(1+i)

Interest rate is referred to a number of interchangeable terms:

The time value of money

Cost of capital

Discount rate

Required return

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