2024年5月2日发(作者：)

大学财经英语教材答案

Unit 1: Introduction to Finance

1. Multiple Choice Questions:

a) A

b) C

c) D

d) B

e) A

2. True or False:

a) True

b) False

c) True

d) False

e) True

3. Definitions:

a) Equity: Ownership interest in a company.

b) Capital: Financial resources used to fund a company's operations.

c) Dividend: Distribution of a portion of a company's earnings to its

shareholders.

d) Liquidity: Ability to convert an asset into cash quickly.

e) Risk: Possibility of loss or failure.

4. Fill in the blanks:

a) Financial statements

b) Balance sheet

c) Income statement

d) Cash flow statement

e) Assets

Unit 2: Financial Markets

1. Short Questions:

a) What are the two main types of financial markets?

b) What is the difference between primary and secondary markets?

c) What are the three main types of securities traded in financial

markets?

d) What is the role of a stock exchange?

e) What determines the value of a bond?

2. Essay Questions:

a) Discuss the importance of financial markets in a modern economy.

b) Explain the concept of price discovery in financial markets.

c) Compare and contrast stocks and bonds as investment options.

d) Discuss the role of financial intermediaries in financial markets.

e) Analyze the impact of interest rates on financial markets.

Unit 3: International Finance

1. True or False:

a) False

b) True

c) False

d) True

e) False

2. Matching:

a) Exchange rate risk

b) Political risk

c) Interest rate risk

d) Country risk

e) Credit risk

3. Short Questions:

a) What is foreign exchange risk?

b) What factors affect exchange rates?

c) What is a floating exchange rate?

d) How does political risk impact international finance?

e) Explain the concept of country risk.

4. Case Study:

Read the case study provided and answer the questions at the end.

Unit 4: Financial Analysis

1. Calculation Exercises:

a) Current ratio = Current Assets / Current Liabilities

b) Debt-to-Equity ratio = Total Debt / Shareholders' Equity

c) Return on Investment (ROI) = (Net Profit / Total Investment) * 100

d) Gross Profit Margin = (Gross Profit / Revenue) * 100

e) Earnings Per Share (EPS) = Net Income / Total Number of

Outstanding Shares

2. Essay Questions:

a) Discuss the importance of financial analysis for decision-making in

a company.

b) Explain the key ratios used to assess a company's liquidity.

c) Analyze the significance of return on investment in evaluating a

company's profitability.

d) Compare and contrast gross profit margin and net profit margin as

measures of a company's profitability.

e) Discuss the limitations of financial analysis in predicting future

performance.

Please note that this is a fictitious example of a potential structure for a

university finance textbook answer key. The format and sections may vary

depending on the actual textbook and its content.